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Frequently Asked
Questions |
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What kind of debt can I consolidate... |
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We can help consolidate unsecured debt such
as credit card debt, department cards, loans to major
creditors, judgments, medical loans, collections, IRS, repos,
and past due utilities. |
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What do I have to do to qualify... |
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Its
simple, you must have a combined total debt of over $5,000.00, more than one unsecured creditor you owe this too, a
resident of the U.S, and
that's it you qualify. It's that easy, now you can fill out our
form below of a free debt consolidation quote. |
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What exactly is debt consolidation... |
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Debt-consolidation is the process by which we negotiate with
your creditors to obtain better repayment terms for you on
existing debts. Under our debt consolidation program, monthly
payments are often lowered and interest charges are reduced -
even to levels between 0 and 5%! You save thousands of dollars
in interest rates through a reduced payoff period, saving you
years or even decades of payments. |
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Why
would the creditors be willing to lower my payments... |
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Creditors are willing to participate in debt consolidation
hoping that they can avoid the expense of turning the accounts
over to a collection agency. Agreeing to consolidate also
lessens the likelihood of the client declaring bankruptcy.
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Will you contact my employer or report to the credit
bureaus... |
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No.
We will not contact your employer or report to the credit
bureaus. A free debt consolidation quote has no obligations
and no credit check. |
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Do
I have to pay a fee to use your service... |
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Our
credit counseling agency does require a nominal contribution
on your part to enroll in the debt consolidation program. This
nominal fee covers operation costs and will be included in
your monthly payment. Our fee is lower than other credit
counseling agencies. |
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Can
I still use my credit card... |
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You
cannot use any credit cards that are put in the
debt consolidation program and we will be happy to explain all
the details and what's expected from you by your creditors
in our free consultation. |
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What
do I need to do to get started... |
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All
you need to do is to fill out our form below for a
free
debt consolidation quote, we
will do the rest for you at no obligation and of course
completely confidential. |
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Will debt consolidation hurt my credit... |
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We
do not report to the credit bureaus. Given time, if you are in
collections or over due on payments our service will improve
your over all credit score. |
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How
will I know when payments are made on your program... |
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Each
month you will still receive a statement through the mail
indicating when a payment has been made. Or, simply login to
our main site 24/7 and view your account status. |
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Still have questions,
email or
chat live with us! |
